Scams are always evolving to use new techniques and technology. Today’s tech-savvy scammers utilize all types of methods to gain access to accounts, convince victims they represent a legitimate entity, or collect your personal data and access codes. Some general awareness tips are:
Look for “skimmers” when using a ATM or remote credit card reader. These are attached to the true devices but “skim” data from your card by reading the magnetic strip.
Be aware of “phishing” technology – “phishing” or “spoofing” is the attempt to obtain sensitive information such as usernames, passwords, and credit card details (and, indirectly, money), often for malicious reasons, by disguising as a trustworthy entity in an electronic communication. This can be done with home phones with caller ID, cellular phones, or by email. if you receive an email or phone call that shows a business but they are asking for confidential information, don’t give out the information. Call the business or agency directly; or go to their office to verify they need the information. Most accounts are not verified through email or a phone call.
Traditional scams involve solicitors offering services for a variety of services. Get estimates from local sources and insist on references from other local customers.